Dataset statistics
| Number of variables | 32 |
|---|---|
| Number of observations | 46764 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 64 |
| Duplicate rows (%) | 0.1% |
| Total size in memory | 7.3 MiB |
| Average record size in memory | 164.0 B |
Variable types
| Categorical | 24 |
|---|---|
| Numeric | 8 |
| Dataset has 64 (0.1%) duplicate rows | Duplicates |
consumer_complaint_narrative has a high cardinality: 46094 distinct values | High cardinality |
sub_product_freq is highly overall correlated with sub_product_null_flag | High correlation |
issue_freq is highly overall correlated with sub_issue_freq and 3 other fields | High correlation |
sub_issue_freq is highly overall correlated with issue_freq and 1 other fields | High correlation |
company_public_response_freq is highly overall correlated with company_public_response_null_flag and 1 other fields | High correlation |
company_freq is highly overall correlated with sub_product_null_flag and 2 other fields | High correlation |
state_freq is highly overall correlated with state_null_flag and 1 other fields | High correlation |
zipcode_freq is highly overall correlated with state_null_flag and 1 other fields | High correlation |
sub_product_null_flag is highly overall correlated with sub_product_freq and 2 other fields | High correlation |
issue_low_flag is highly overall correlated with issue_freq | High correlation |
sub_issue_null_flag is highly overall correlated with issue_freq and 2 other fields | High correlation |
company_public_response_null_flag is highly overall correlated with company_public_response_freq | High correlation |
company_public_response_low_flag is highly overall correlated with company_public_response_freq | High correlation |
company_low_flag is highly overall correlated with company_freq | High correlation |
state_null_flag is highly overall correlated with state_freq and 2 other fields | High correlation |
zipcode_null_flag is highly overall correlated with state_freq and 2 other fields | High correlation |
Not Older American, Not Servicemember is highly overall correlated with Older American and 1 other fields | High correlation |
Older American is highly overall correlated with Not Older American, Not Servicemember | High correlation |
Servicemember is highly overall correlated with Not Older American, Not Servicemember | High correlation |
Closed with explanation is highly overall correlated with Closed with monetary relief and 1 other fields | High correlation |
Closed with monetary relief is highly overall correlated with Closed with explanation | High correlation |
Closed with non-monetary relief is highly overall correlated with Closed with explanation | High correlation |
timely_response is highly imbalanced (79.2%) | Imbalance |
sub_product_low_flag is highly imbalanced (64.9%) | Imbalance |
company_public_response_low_flag is highly imbalanced (76.7%) | Imbalance |
state_null_flag is highly imbalanced (97.1%) | Imbalance |
state_low_flag is highly imbalanced (52.8%) | Imbalance |
zipcode_null_flag is highly imbalanced (97.1%) | Imbalance |
Older American is highly imbalanced (56.0%) | Imbalance |
Older American, Servicemember is highly imbalanced (90.5%) | Imbalance |
Servicemember is highly imbalanced (64.6%) | Imbalance |
Closed is highly imbalanced (82.0%) | Imbalance |
Closed with monetary relief is highly imbalanced (61.9%) | Imbalance |
Untimely response is highly imbalanced (93.4%) | Imbalance |
consumer_complaint_narrative is uniformly distributed | Uniform |
days_between_receipt_and_sent has 34255 (73.3%) zeros | Zeros |
Reproduction
| Analysis started | 2023-01-06 21:37:08.536326 |
|---|---|
| Analysis finished | 2023-01-06 21:38:41.700892 |
| Duration | 1 minute and 33.16 seconds |
| Software version | pandas-profiling vv3.6.1 |
| Download configuration | config.json |
consumer_complaint_narrative
Categorical
HIGH CARDINALITY UNIFORM
| Distinct | 46094 |
|---|---|
| Distinct (%) | 98.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! | 25 |
|---|---|
| I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). This has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! | 20 |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! | 19 |
| I have been a victim of Identity Theft. I have been trying to work with the Credit Reporting Agency but they are refusing to honor my valid identity theft case thus these incorrect/fraudulent items are still on my credit report and they must be removed immediately but they are do not belong to me. I have provided all of the proof to show that I was a victim of Identity Theft and that to the best of my knowledge these fraudulent accounts do not belong to me. Please take immediate action on my behalf so I can have these items removed, deleted and permanently blocked from my credit report, so that I can get back on track to a normal life. Regards | 16 |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! | 11 |
| Other values (46089) |
Length
| Max length | 5153 |
|---|---|
| Median length | 3260 |
| Mean length | 1037.4295 |
| Min length | 10 |
Characters and Unicode
| Total characters | 48514354 |
|---|---|
| Distinct characters | 99 |
| Distinct categories | 13 ? |
| Distinct scripts | 2 ? |
| Distinct blocks | 2 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 45690 ? |
|---|---|
| Unique (%) | 97.7% |
Sample
| 1st row | Dear Sir or Madam, Ever since XXXX XXXX XXXX sold our Mortgage Loan to XXXX, we have had nothing but problems. My husband and I back in 2009, tried to modify the loan. This was an absolute nightmare. After submitting information several times and going through numerous " scheduling '' of calls with Loan counselors, who when I finally got to talk to them, had nothing of substance to discuss or help me with and offered no guidance or help. They would tell me that I needed to get certain pieces of info. and schedule yet another call ( which were always 2 weeks later ) and take it from there, then it was like XXXX XXXX XXXX ... .. I would schedule call after call just to discuss separate pieces of my Loan Mod. Application. It made NO SENSE! I got nowhere and gave up. I have a file 3 inches thick with my application, with forms and notes and all the back up info that I scanned to them, which they claimed to never have received ... .. I finally gave up. With my husband laid off due the construction industry being very slow at the time, I decided to file bankruptcy. I believe that had I was given the chance to modify, I could have avoided filing for Chapter XXXX. About 4 years later or so, here I am now, and the loan was sold to Nationstar. Again, I am having issues which again stem from XXXX. I have had to have my bankruptcy attorney help me to get a simple answer about why my escrows all of the sudden went up {$300.00} per month! My taxes did not go up. The only thing that I did do was switch my Homeowners Insurer and my payment should have only gone up around {$30.00} a month, or less!! XXXX sent me XXXX copies of an Escrow Analysis which was XXXX or so pages, which raised my payment upwards of {$300.00} per month, and did not offer a clear reason why. I called and was given no explanation by XXXX. As a matter of fact, I was told " you were not supposed to see that ''. I did not know what that meant. I received a letter from XXXX after this saying my loan was transferred to NationStar. I called them for explanation and guidance, and got fuzzy answers from them. Nobody could explain the payment increase. They even told my attorney that they did not know what happened. I kind of let it go for a while, and then when I called in my payment for that month they would not take my normal payment. They would only take the payment with the increase of {$300.00}. I did not want to pay that because I did not agree with it and it is not in my budget being in Chapter XXXX, plus I was offered no reason why the payment increased! So, for the next several months I had to mail in my payments ( my normal payment NOT the payment with their increase calculations ), and my payments were late. In the meantime, I am having an attorney help me. After approximately 7 months, my attorney FINALLY got an answer ... .. my payment did increase but buy {$90.00}, not {$300.00} - however, I still do not why! I have the form and my loan number is crossed out, so I do n't even know if it is mine .... Right now, I am so confused. I have now incurred attorneys fees and late fees due to this error. I do not think I should be obligated to pay these fees due to XXXX error and Nationstar 's ignorance in its inability to explain the increase. Is there anything you can do to help me. |
|---|---|
| 2nd row | on XXXX XXXX, 2015 there was an ACH transaction withdrawal from my account without my permission for {$750.00} to a company bamed XXXX. this ACH transaction caused my business account to go into a negative balance. when I noticed the transaction on XXXX XXXX, 2015 I immediately called my bank and spoke to the claims department. I explain the situation that this was a fraudulent activity that I have no knowledge or no relations to XXXX or the bank that was involved as well named fifth third Bank in Michigan. XXXX XXXX filed the claim XXXX XXXX filed the claims for me and told me I would receive a refund in 12 hours or up to 1 to 2 business days. When I followed up on XXXX XXXX, 2015 with XXXX who holds my business account at approximately XXXX XXXX I was told that my claim was denied because I needed to make a claim within 24 hours of the transaction. before finding out that my claim was denied I have been going back-and-forth with the XXXX the claim department and the claim department from fifth third Bank. From here I was able to claim the company ID and the trace number in regards to this transaction. after finding out that my claim was denied I had spoke to my branch manager at XXXX to have a representative called the claim department in regards to the situation. I was able to retrieve my contract that I had signed with the business account. On Monday, XXXX XXXX, 2015 I have to call the XXXX claim department and they will be contacting fifth third bank with me on the line in regards to this transaction. I have filed a claim two times more after the my claim was denied. |
| 3rd row | My wife has not received a paper bill from Chase Card Services for an Amazon account in two years. I was informed that the account had paperless billing. The card is basically maxed out with late fees despite receiving payments and I had no idea. |
| 4th row | the company m & M funding has been harassing from the time i bought my first vehicle in 2011 from them the would call me when the declaration page on my insurance would expire instead of calling the insurance company they also lied to me had me pay for gap on my vehicle than when my son wrecked my vehicle they told me they were not doing gap because of the payment process of gap they call me when im at work all the time im about ready to be fired i can not answer my phone at work there former manager told me XXXX time that he did n't think i had insurance because he was having a hard time getting the declaration page from the insurance company he basically said i was lying he told me his daughter worked for the same insurance company i had and i and i lying about how long it was going to take for me to get the paperwork i talked to XXXX at the company on XXXX/XXXX/2015 at XXXX our time and than he called me again today for the same thing i already talked to him about i would like to own both of my vehicles from this company there is other things they have called continuously about but i ca n't remember than all right now. they are also very rude with there clients they are always got new employees so you never know who your talking to from XXXX month to the next so everyone at the company knows your business its not just XXXX person working on the file. |
| 5th row | Can my reverse mortgage lender refuse to continue/renew my current property tax loan? Hi, My lender, Wells Fargo, is telling me that they can not continue/renew my current loan that they had advanced for property taxes that were due. They have informed me that, unless I repay the full balance, they will begin foreclosure proceedings on my home now. I am told that HUD XX/XX/2015 issued new rules to lenders affecting reverse mortgage loans. Specifically, in my case, I now no longer meet the " XXXX '' requirement ; I am told that I am at XXXX %. I am XXXX years old and do n't want to lose my home. My husband XXXX last year, he was XXXX and had XXXX XXXX. We have never been late on any payments to Wells Fargo, and I can comfortably meet all my expenses, including the payment that I make to Wells Fargo for back property taxes each month. This change of rules came as a total surprise. I hate to say this, but I feel that I have been misled, unwittingly perhaps. To their credit, Wells Fargo has assigned a financial counselor to my case, XXXX XXXX, which I appreciate. I am told by XXXX XXXX, this HUD rule change is not only a problem for me but also pertains to many other seniors in our country who have property tax and/or home insurance advances from their lenders. I suspect that many of these seniors are not able to speak up for themselves and will, indeed, loose their homes. |
Common Values
| Value | Count | Frequency (%) |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! | 25 | 0.1% |
| I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). This has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! | 20 | < 0.1% |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! | 19 | < 0.1% |
| I have been a victim of Identity Theft. I have been trying to work with the Credit Reporting Agency but they are refusing to honor my valid identity theft case thus these incorrect/fraudulent items are still on my credit report and they must be removed immediately but they are do not belong to me. I have provided all of the proof to show that I was a victim of Identity Theft and that to the best of my knowledge these fraudulent accounts do not belong to me. Please take immediate action on my behalf so I can have these items removed, deleted and permanently blocked from my credit report, so that I can get back on track to a normal life. Regards | 16 | < 0.1% |
| This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! | 11 | < 0.1% |
| While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Transunion. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. I have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. | 11 | < 0.1% |
| I have been a victim of Identity Theft, and I am trying to dispute inaccurate items on my credit report. | 10 | < 0.1% |
| In XXXX, I requested my free annual credit report. After viewing my credit report, I noticed over XXXX credit/loan inquiries on my account that was not authorized by me. I contacted each company and was told that there was not any account open under my information. I explained that I have a hard inquiry on my credit report and need it removed as soon as possible so that I could apply for a home. I was told that the inquiries would be removed from my credit report. As of XXXX/XXXX/XXXX, none of the inquiries have been removed dating back to XXXX. I had a initial fraud alert placed on my report on XXXX XXXX, so if any credit reports are being pulled with my information, I was to be contacted by the company before any action was taken place. I just want the inquiries to be removed so that my scores and credit is not being impacted any longer. I would like to purchase a house, but until all of the inquires are removed I will not be approved with XXXX inquires on my credit report. | 8 | < 0.1% |
| I am filing this complaint because I think what Experian is doing to me is wrong, unethical and may be against the law. A letter was mailed to Experian on or around [ XXXX/XXXX/15 ]. I clearly stated my concerns to them regarding inaccurate, questionable or unverifiable information listed on my credit report. I also provided a clear copy of my ID, proof of my social security number and a proof of my current mailing address. On [ XXXX/XXXX/15 ] I received a notice from Experian stating the following : '' We received a suspicious request in the mail regarding your personal credit report and determined that it was not sent by you. Suspicious requests are reviewed by Experian security personnel who work regularly with law enforcement officials and regulatory agencies to identify fraudulent and deceptive correspondence purporting to originate from consumers. In an effort to safeguard your personal credit information from fraud, we will not be initiating any disputes based on the suspicious correspondence. Experian will apply this same policy to any future suspicious requests that we receive regarding your personal credit information, but we will not send additional notices to you of suspicious correspondence. If you believe that information in your personal credit report is inaccurate or incomplete, please visit our website at experian.com/validate dispute or call us at XXXX ( XXXX ) XXXX to speak directly to an Experian consumer assistance representative. " However, an Experian confirmation number was not even provided on this notice. I can not imagine what could have possibly been " suspicious '' about my correspondence to Experian. I should not have to spend endless hours on phone calling the credit bureau back and forth attempting to resolve the issues on my credit report! I am filing this complaint because Experian will not respond to any letters that I am sending in. I 'm sure this could be a violation of my rights and Experian should not be deliberately disregarding my concerns! | 7 | < 0.1% |
| While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Experian. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. I have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. | 7 | < 0.1% |
| Other values (46084) | 46630 |
Length
Histogram of lengths of the category
| Value | Count | Frequency (%) |
| xxxx | 379167 | 4.3% |
| the | 366129 | 4.1% |
| i | 333704 | 3.8% |
| to | 305368 | 3.4% |
| and | 241698 | 2.7% |
| a | 182400 | 2.1% |
| my | 178986 | 2.0% |
| 167695 | 1.9% | |
| of | 140308 | 1.6% |
| that | 138307 | 1.6% |
| Other values (58353) | 6462201 |
Most occurring characters
| Value | Count | Frequency (%) |
| 8897109 | ||
| e | 4388215 | 9.0% |
| t | 3440429 | 7.1% |
| a | 2995549 | 6.2% |
| o | 2617275 | 5.4% |
| n | 2547703 | 5.3% |
| i | 2203753 | 4.5% |
| r | 1969851 | 4.1% |
| X | 1881746 | 3.9% |
| s | 1861995 | 3.8% |
| Other values (89) | 15710729 |
Most occurring categories
| Value | Count | Frequency (%) |
| Lowercase Letter | 34387563 | |
| Space Separator | 8897109 | 18.3% |
| Uppercase Letter | 3518999 | 7.3% |
| Other Punctuation | 990601 | 2.0% |
| Decimal Number | 381875 | 0.8% |
| Control | 111965 | 0.2% |
| Close Punctuation | 75340 | 0.2% |
| Open Punctuation | 73172 | 0.2% |
| Currency Symbol | 44701 | 0.1% |
| Dash Punctuation | 30916 | 0.1% |
| Other values (3) | 2113 | < 0.1% |
Most frequent character per category
Lowercase Letter
| Value | Count | Frequency (%) |
| e | 4388215 | |
| t | 3440429 | 10.0% |
| a | 2995549 | 8.7% |
| o | 2617275 | 7.6% |
| n | 2547703 | 7.4% |
| i | 2203753 | 6.4% |
| r | 1969851 | 5.7% |
| s | 1861995 | 5.4% |
| h | 1633951 | 4.8% |
| d | 1572471 | 4.6% |
| Other values (17) | 9156371 |
Uppercase Letter
| Value | Count | Frequency (%) |
| X | 1881746 | |
| I | 398871 | 11.3% |
| T | 160208 | 4.6% |
| A | 123484 | 3.5% |
| E | 96415 | 2.7% |
| C | 91651 | 2.6% |
| S | 91236 | 2.6% |
| O | 76109 | 2.2% |
| N | 70704 | 2.0% |
| R | 57307 | 1.6% |
| Other values (16) | 471268 | 13.4% |
Other Punctuation
| Value | Count | Frequency (%) |
| . | 486251 | |
| , | 238481 | |
| ' | 95317 | 9.6% |
| / | 86498 | 8.7% |
| " | 20634 | 2.1% |
| ! | 14455 | 1.5% |
| : | 11902 | 1.2% |
| ? | 10256 | 1.0% |
| ; | 7060 | 0.7% |
| # | 5763 | 0.6% |
| Other values (5) | 13984 | 1.4% |
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 185822 | |
| 1 | 51541 | 13.5% |
| 2 | 42123 | 11.0% |
| 5 | 34025 | 8.9% |
| 3 | 18655 | 4.9% |
| 4 | 13326 | 3.5% |
| 6 | 12161 | 3.2% |
| 9 | 8189 | 2.1% |
| 7 | 8091 | 2.1% |
| 8 | 7942 | 2.1% |
Math Symbol
| Value | Count | Frequency (%) |
| + | 696 | |
| = | 506 | |
| ~ | 104 | 7.1% |
| | | 102 | 7.0% |
| > | 33 | 2.3% |
| < | 20 | 1.4% |
Control
| Value | Count | Frequency (%) |
| 111945 | ||
| 17 | < 0.1% | |
| € | 3 | < 0.1% |
Open Punctuation
| Value | Count | Frequency (%) |
| { | 41080 | |
| ( | 31504 | |
| [ | 588 | 0.8% |
Close Punctuation
| Value | Count | Frequency (%) |
| } | 41077 | |
| ) | 33674 | |
| ] | 589 | 0.8% |
Currency Symbol
| Value | Count | Frequency (%) |
| $ | 44698 | |
| ¢ | 3 | < 0.1% |
Space Separator
| Value | Count | Frequency (%) |
| 8897109 |
Dash Punctuation
| Value | Count | Frequency (%) |
| - | 30916 |
Connector Punctuation
| Value | Count | Frequency (%) |
| _ | 590 |
Modifier Symbol
| Value | Count | Frequency (%) |
| ` | 62 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Latin | 37906562 | |
| Common | 10607792 | 21.9% |
Most frequent character per script
Latin
| Value | Count | Frequency (%) |
| e | 4388215 | 11.6% |
| t | 3440429 | 9.1% |
| a | 2995549 | 7.9% |
| o | 2617275 | 6.9% |
| n | 2547703 | 6.7% |
| i | 2203753 | 5.8% |
| r | 1969851 | 5.2% |
| X | 1881746 | 5.0% |
| s | 1861995 | 4.9% |
| h | 1633951 | 4.3% |
| Other values (43) | 12366095 |
Common
| Value | Count | Frequency (%) |
| 8897109 | ||
| . | 486251 | 4.6% |
| , | 238481 | 2.2% |
| 0 | 185822 | 1.8% |
| 111945 | 1.1% | |
| ' | 95317 | 0.9% |
| / | 86498 | 0.8% |
| 1 | 51541 | 0.5% |
| $ | 44698 | 0.4% |
| 2 | 42123 | 0.4% |
| Other values (36) | 368007 | 3.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 48514345 | |
| None | 9 | < 0.1% |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 8897109 | ||
| e | 4388215 | 9.0% |
| t | 3440429 | 7.1% |
| a | 2995549 | 6.2% |
| o | 2617275 | 5.4% |
| n | 2547703 | 5.3% |
| i | 2203753 | 4.5% |
| r | 1969851 | 4.1% |
| X | 1881746 | 3.9% |
| s | 1861995 | 3.8% |
| Other values (86) | 15710720 |
None
| Value | Count | Frequency (%) |
| â | 3 | |
| € | 3 | |
| ¢ | 3 |
timely_response
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 1 | |
|---|---|
| 0 | 1531 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 45233 | |
| 0 | 1531 | 3.3% |
consumer_disputed?
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 35876 | |
| 1 | 10888 | 23.3% |
days_between_receipt_and_sent
Real number (ℝ)
| Distinct | 91 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.9371953 |
| Minimum | 0 |
|---|---|
| Maximum | 290 |
| Zeros | 34255 |
| Zeros (%) | 73.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 1 |
| 95-th percentile | 9 |
| Maximum | 290 |
| Range | 290 |
| Interquartile range (IQR) | 1 |
Descriptive statistics
| Standard deviation | 6.0858792 |
|---|---|
| Coefficient of variation (CV) | 3.1415931 |
| Kurtosis | 201.77553 |
| Mean | 1.9371953 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 9.1019451 |
| Sum | 90591 |
| Variance | 37.037926 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0 | 34255 | |
| 2 | 1927 | 4.1% |
| 1 | 1662 | 3.6% |
| 3 | 1487 | 3.2% |
| 5 | 1483 | 3.2% |
| 4 | 1439 | 3.1% |
| 6 | 1040 | 2.2% |
| 7 | 708 | 1.5% |
| 8 | 334 | 0.7% |
| 9 | 213 | 0.5% |
| Other values (81) | 2216 | 4.7% |
| Value | Count | Frequency (%) |
| 0 | 34255 | |
| 1 | 1662 | 3.6% |
| 2 | 1927 | 4.1% |
| 3 | 1487 | 3.2% |
| 4 | 1439 | 3.1% |
| 5 | 1483 | 3.2% |
| 6 | 1040 | 2.2% |
| 7 | 708 | 1.5% |
| 8 | 334 | 0.7% |
| 9 | 213 | 0.5% |
| Value | Count | Frequency (%) |
| 290 | 1 | |
| 189 | 1 | |
| 186 | 1 | |
| 163 | 1 | |
| 157 | 1 | |
| 106 | 1 | |
| 105 | 1 | |
| 102 | 1 | |
| 96 | 1 | |
| 95 | 1 |
sub_product_freq
Real number (ℝ)
| Distinct | 42 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.27170287 |
| Minimum | -1 |
|---|---|
| Maximum | 0.098494568 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 14318 |
| Negative (%) | 30.6% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | 0.031028141 |
| Q3 | 0.055983235 |
| 95-th percentile | 0.098494568 |
| Maximum | 0.098494568 |
| Range | 1.0984946 |
| Interquartile range (IQR) | 1.0559832 |
Descriptive statistics
| Standard deviation | 0.48438322 |
|---|---|
| Coefficient of variation (CV) | -1.7827682 |
| Kurtosis | -1.2943235 |
| Mean | -0.27170287 |
| Median Absolute Deviation (MAD) | 0.027478402 |
| Skewness | -0.83334309 |
| Sum | -12705.913 |
| Variance | 0.23462711 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=42)
| Value | Count | Frequency (%) |
| -1 | 14318 | |
| 0.09849456847 | 4606 | 9.8% |
| 0.07901377128 | 3695 | 7.9% |
| 0.05718073732 | 2674 | 5.7% |
| 0.05598323497 | 2618 | 5.6% |
| 0.05281840732 | 2470 | 5.3% |
| 0.04199811821 | 1964 | 4.2% |
| 0.04135659909 | 1934 | 4.1% |
| 0.0364810538 | 1706 | 3.6% |
| 0.03511247969 | 1642 | 3.5% |
| Other values (32) | 9137 |
| Value | Count | Frequency (%) |
| -1 | 14318 | |
| 0.0001069198529 | 5 | < 0.1% |
| 0.000149687794 | 14 | < 0.1% |
| 0.0001924557352 | 9 | < 0.1% |
| 0.0002138397058 | 10 | < 0.1% |
| 0.0002352236763 | 11 | < 0.1% |
| 0.0002779916175 | 13 | < 0.1% |
| 0.0002993755881 | 14 | < 0.1% |
| 0.0003421435292 | 16 | < 0.1% |
| 0.0004704473527 | 44 | 0.1% |
| Value | Count | Frequency (%) |
| 0.09849456847 | 4606 | |
| 0.07901377128 | 3695 | |
| 0.05718073732 | 2674 | |
| 0.05598323497 | 2618 | |
| 0.05281840732 | 2470 | |
| 0.04199811821 | 1964 | |
| 0.04135659909 | 1934 | |
| 0.0364810538 | 1706 | 3.6% |
| 0.03511247969 | 1642 | 3.5% |
| 0.03102814131 | 1451 | 3.1% |
sub_product_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 1 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 32446 | |
| 1 | 14318 |
sub_product_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 3090 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 43674 | |
| 1 | 3090 | 6.6% |
issue_freq
Real number (ℝ)
| Distinct | 79 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.05544101 |
| Minimum | 2.1383971 × 10-5 |
|---|---|
| Maximum | 0.12496792 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | 2.1383971 × 10-5 |
|---|---|
| 5-th percentile | 0.0041484903 |
| Q1 | 0.015289539 |
| median | 0.03323069 |
| Q3 | 0.097831665 |
| 95-th percentile | 0.12496792 |
| Maximum | 0.12496792 |
| Range | 0.12494654 |
| Interquartile range (IQR) | 0.082542126 |
Descriptive statistics
| Standard deviation | 0.044829497 |
|---|---|
| Coefficient of variation (CV) | 0.80859813 |
| Kurtosis | -1.5134323 |
| Mean | 0.05544101 |
| Median Absolute Deviation (MAD) | 0.027585322 |
| Skewness | 0.38475925 |
| Sum | 2592.6434 |
| Variance | 0.0020096838 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.124967924 | 5844 | 12.5% |
| 0.1119878539 | 5237 | 11.2% |
| 0.09783166538 | 4575 | 9.8% |
| 0.07719613378 | 3610 | 7.7% |
| 0.044328971 | 2073 | 4.4% |
| 0.04150628689 | 1941 | 4.2% |
| 0.03323069027 | 1554 | 3.3% |
| 0.02953126336 | 1381 | 3.0% |
| 0.02489094175 | 1164 | 2.5% |
| 0.02474125396 | 1157 | 2.5% |
| Other values (69) | 18228 |
| Value | Count | Frequency (%) |
| 2.138397058 × 10-5 | 1 | < 0.1% |
| 6.415191173 × 10-5 | 15 | |
| 0.0001069198529 | 5 | < 0.1% |
| 0.0001283038235 | 6 | < 0.1% |
| 0.000149687794 | 14 | |
| 0.0001924557352 | 9 | < 0.1% |
| 0.0002138397058 | 10 | < 0.1% |
| 0.0002352236763 | 22 | |
| 0.0002779916175 | 26 | |
| 0.0002993755881 | 14 |
| Value | Count | Frequency (%) |
| 0.124967924 | 5844 | |
| 0.1119878539 | 5237 | |
| 0.09783166538 | 4575 | |
| 0.07719613378 | 3610 | |
| 0.044328971 | 2073 | 4.4% |
| 0.04150628689 | 1941 | 4.2% |
| 0.03323069027 | 1554 | 3.3% |
| 0.02953126336 | 1381 | 3.0% |
| 0.02489094175 | 1164 | 2.5% |
| 0.02474125396 | 1157 | 2.5% |
issue_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 39192 | |
| 1 | 7572 | 16.2% |
sub_issue_freq
Real number (ℝ)
| Distinct | 61 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.49527076 |
| Minimum | -1 |
|---|---|
| Maximum | 0.067979642 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 23712 |
| Negative (%) | 50.7% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | -1 |
| Q3 | 0.017727312 |
| 95-th percentile | 0.067979642 |
| Maximum | 0.067979642 |
| Range | 1.0679796 |
| Interquartile range (IQR) | 1.0177273 |
Descriptive statistics
| Standard deviation | 0.51211836 |
|---|---|
| Coefficient of variation (CV) | -1.0340169 |
| Kurtosis | -1.9957377 |
| Mean | -0.49527076 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.030715809 |
| Sum | -23160.842 |
| Variance | 0.26226521 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| -1 | 23712 | |
| 0.06797964246 | 3179 | 6.8% |
| 0.03951757762 | 1848 | 4.0% |
| 0.03293131469 | 1540 | 3.3% |
| 0.02916773587 | 1364 | 2.9% |
| 0.0253613891 | 1186 | 2.5% |
| 0.02380035925 | 1113 | 2.4% |
| 0.01813360705 | 848 | 1.8% |
| 0.01772731161 | 829 | 1.8% |
| 0.01563168249 | 731 | 1.6% |
| Other values (51) | 10414 |
| Value | Count | Frequency (%) |
| -1 | 23712 | |
| 0.0002779916175 | 13 | < 0.1% |
| 0.0003849114704 | 18 | < 0.1% |
| 0.0004276794115 | 20 | < 0.1% |
| 0.0004490633821 | 21 | < 0.1% |
| 0.0004704473527 | 22 | < 0.1% |
| 0.0004918313232 | 23 | < 0.1% |
| 0.0005987511761 | 28 | 0.1% |
| 0.000705671029 | 33 | 0.1% |
| 0.0007484389701 | 35 | 0.1% |
| Value | Count | Frequency (%) |
| 0.06797964246 | 3179 | |
| 0.03951757762 | 1848 | |
| 0.03293131469 | 1540 | |
| 0.02916773587 | 1364 | |
| 0.0253613891 | 1186 | 2.5% |
| 0.02380035925 | 1113 | 2.4% |
| 0.01813360705 | 848 | 1.8% |
| 0.01772731161 | 829 | 1.8% |
| 0.01563168249 | 731 | 1.6% |
| 0.01524677102 | 713 | 1.5% |
sub_issue_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 23712 | |
| 0 | 23052 |
sub_issue_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 39535 | |
| 1 | 7229 | 15.5% |
company_public_response_freq
Real number (ℝ)
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | -0.41362019 |
| Minimum | -1 |
|---|---|
| Maximum | 0.28767856 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 23834 |
| Negative (%) | 51.0% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | -1 |
| Q1 | -1 |
| median | -1 |
| Q3 | 0.28767856 |
| 95-th percentile | 0.28767856 |
| Maximum | 0.28767856 |
| Range | 1.2876786 |
| Interquartile range (IQR) | 1.2876786 |
Descriptive statistics
| Standard deviation | 0.60294438 |
|---|---|
| Coefficient of variation (CV) | -1.4577248 |
| Kurtosis | -1.9339951 |
| Mean | -0.41362019 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 0.08735506 |
| Sum | -19342.534 |
| Variance | 0.36354193 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=11)
| Value | Count | Frequency (%) |
| -1 | 23834 | |
| 0.2876785562 | 13453 | |
| 0.098836712 | 4622 | 9.9% |
| 0.05572662732 | 2606 | 5.6% |
| 0.01013600205 | 474 | 1.0% |
| 0.009858010435 | 461 | 1.0% |
| 0.009729706612 | 455 | 1.0% |
| 0.007356085878 | 344 | 0.7% |
| 0.007013942349 | 328 | 0.7% |
| 0.003784962792 | 177 | 0.4% |
| Value | Count | Frequency (%) |
| -1 | 23834 | |
| 0.0002138397058 | 10 | < 0.1% |
| 0.003784962792 | 177 | 0.4% |
| 0.007013942349 | 328 | 0.7% |
| 0.007356085878 | 344 | 0.7% |
| 0.009729706612 | 455 | 1.0% |
| 0.009858010435 | 461 | 1.0% |
| 0.01013600205 | 474 | 1.0% |
| 0.05572662732 | 2606 | 5.6% |
| 0.098836712 | 4622 | 9.9% |
| Value | Count | Frequency (%) |
| 0.2876785562 | 13453 | |
| 0.098836712 | 4622 | 9.9% |
| 0.05572662732 | 2606 | 5.6% |
| 0.01013600205 | 474 | 1.0% |
| 0.009858010435 | 461 | 1.0% |
| 0.009729706612 | 455 | 1.0% |
| 0.007356085878 | 344 | 0.7% |
| 0.007013942349 | 328 | 0.7% |
| 0.003784962792 | 177 | 0.4% |
| 0.0002138397058 | 10 | < 0.1% |
company_public_response_null_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 23834 | |
| 0 | 22930 |
company_public_response_low_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 1775 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 44989 | |
| 1 | 1775 | 3.8% |
company_freq
Real number (ℝ)
| Distinct | 134 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.022993609 |
| Minimum | 2.1383971 × 10-5 |
|---|---|
| Maximum | 0.062334274 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | 2.1383971 × 10-5 |
|---|---|
| 5-th percentile | 8.5535882 × 10-5 |
| Q1 | 0.001432726 |
| median | 0.013044222 |
| Q3 | 0.045890001 |
| 95-th percentile | 0.062334274 |
| Maximum | 0.062334274 |
| Range | 0.06231289 |
| Interquartile range (IQR) | 0.044457275 |
Descriptive statistics
| Standard deviation | 0.023431535 |
|---|---|
| Coefficient of variation (CV) | 1.0190455 |
| Kurtosis | -1.3758817 |
| Mean | 0.022993609 |
| Median Absolute Deviation (MAD) | 0.012637927 |
| Skewness | 0.54080906 |
| Sum | 1075.2731 |
| Variance | 0.00054903681 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.06233427423 | 2915 | 6.2% |
| 0.05906252673 | 2762 | 5.9% |
| 0.05788640835 | 2707 | 5.8% |
| 0.05277563938 | 2468 | 5.3% |
| 0.04589000086 | 2146 | 4.6% |
| 0.04086476777 | 1911 | 4.1% |
| 0.03889744248 | 1819 | 3.9% |
| 0.02412111881 | 1128 | 2.4% |
| 0.02275254469 | 1064 | 2.3% |
| 0.02025062014 | 947 | 2.0% |
| Other values (124) | 26897 |
| Value | Count | Frequency (%) |
| 2.138397058 × 10-5 | 725 | |
| 4.276794115 × 10-5 | 588 | |
| 6.415191173 × 10-5 | 582 | |
| 8.55358823 × 10-5 | 544 | |
| 0.0001069198529 | 515 | |
| 0.0001283038235 | 348 | |
| 0.000149687794 | 392 | |
| 0.0001710717646 | 400 | |
| 0.0001924557352 | 261 | 0.6% |
| 0.0002138397058 | 350 |
| Value | Count | Frequency (%) |
| 0.06233427423 | 2915 | |
| 0.05906252673 | 2762 | |
| 0.05788640835 | 2707 | |
| 0.05277563938 | 2468 | |
| 0.04589000086 | 2146 | |
| 0.04086476777 | 1911 | |
| 0.03889744248 | 1819 | |
| 0.02412111881 | 1128 | 2.4% |
| 0.02275254469 | 1064 | 2.3% |
| 0.02025062014 | 947 | 2.0% |
company_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 1 |
| 3rd row | 0 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 24619 | |
| 1 | 22145 |
state_freq
Real number (ℝ)
| Distinct | 58 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.052087772 |
| Minimum | -1 |
|---|---|
| Maximum | 0.148084 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 136 |
| Negative (%) | 0.3% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 0.0047258575 |
| Q1 | 0.017599008 |
| median | 0.035240784 |
| Q3 | 0.084937131 |
| 95-th percentile | 0.148084 |
| Maximum | 0.148084 |
| Range | 1.148084 |
| Interquartile range (IQR) | 0.067338123 |
Descriptive statistics
| Standard deviation | 0.073505087 |
|---|---|
| Coefficient of variation (CV) | 1.4111774 |
| Kurtosis | 119.54765 |
| Mean | 0.052087772 |
| Median Absolute Deviation (MAD) | 0.022346249 |
| Skewness | -8.236356 |
| Sum | 2435.8326 |
| Variance | 0.0054029978 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.1480839962 | 6925 | 14.8% |
| 0.08944914892 | 4183 | 8.9% |
| 0.08493713113 | 3972 | 8.5% |
| 0.05758703276 | 2693 | 5.8% |
| 0.04644598409 | 2172 | 4.6% |
| 0.03633136601 | 1699 | 3.6% |
| 0.0353904713 | 1655 | 3.5% |
| 0.03524078351 | 1648 | 3.5% |
| 0.03338037807 | 1561 | 3.3% |
| 0.03246086733 | 1518 | 3.2% |
| Other values (48) | 18738 |
| Value | Count | Frequency (%) |
| -1 | 136 | |
| 2.138397058 × 10-5 | 1 | < 0.1% |
| 4.276794115 × 10-5 | 4 | < 0.1% |
| 0.0002352236763 | 11 | < 0.1% |
| 0.0002566076469 | 12 | < 0.1% |
| 0.0004062954409 | 19 | < 0.1% |
| 0.0007270549996 | 34 | 0.1% |
| 0.000855358823 | 40 | 0.1% |
| 0.0009195107348 | 43 | 0.1% |
| 0.001069198529 | 50 | 0.1% |
| Value | Count | Frequency (%) |
| 0.1480839962 | 6925 | |
| 0.08944914892 | 4183 | |
| 0.08493713113 | 3972 | |
| 0.05758703276 | 2693 | 5.8% |
| 0.04644598409 | 2172 | 4.6% |
| 0.03633136601 | 1699 | 3.6% |
| 0.0353904713 | 1655 | 3.5% |
| 0.03524078351 | 1648 | 3.5% |
| 0.03338037807 | 1561 | 3.3% |
| 0.03246086733 | 1518 | 3.2% |
state_null_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 136 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 46628 | |
| 1 | 136 | 0.3% |
state_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 42045 | |
| 1 | 4719 | 10.1% |
zipcode_freq
Real number (ℝ)
| Distinct | 200 |
|---|---|
| Distinct (%) | 0.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.00087150152 |
| Minimum | -1 |
|---|---|
| Maximum | 0.015246771 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 138 |
| Negative (%) | 0.3% |
| Memory size | 365.5 KiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 0.00032075956 |
| Q1 | 0.0012616543 |
| median | 0.0027799162 |
| Q3 | 0.0056667522 |
| 95-th percentile | 0.010435378 |
| Maximum | 0.015246771 |
| Range | 1.0152468 |
| Interquartile range (IQR) | 0.0044050979 |
Descriptive statistics
| Standard deviation | 0.054552744 |
|---|---|
| Coefficient of variation (CV) | 62.59627 |
| Kurtosis | 331.41006 |
| Mean | 0.00087150152 |
| Median Absolute Deviation (MAD) | 0.0018176375 |
| Skewness | -18.224505 |
| Sum | 40.754897 |
| Variance | 0.0029760019 |
| Monotonicity | Not monotonic |
Histogram with fixed size bins (bins=50)
| Value | Count | Frequency (%) |
| 0.01524677102 | 713 | 1.5% |
| 0.01191087161 | 557 | 1.2% |
| 0.001389958087 | 520 | 1.1% |
| 0.01103412882 | 516 | 1.1% |
| 0.01058506543 | 495 | 1.1% |
| 0.01043537764 | 488 | 1.0% |
| 0.01011461808 | 473 | 1.0% |
| 0.01007185014 | 471 | 1.0% |
| 0.009900778377 | 463 | 1.0% |
| 0.009858010435 | 461 | 1.0% |
| Other values (190) | 41607 |
| Value | Count | Frequency (%) |
| -1 | 138 | |
| 2.138397058 × 10-5 | 45 | 0.1% |
| 4.276794115 × 10-5 | 68 | 0.1% |
| 6.415191173 × 10-5 | 102 | |
| 8.55358823 × 10-5 | 120 | |
| 0.0001069198529 | 125 | |
| 0.0001283038235 | 204 | |
| 0.000149687794 | 196 | |
| 0.0001710717646 | 208 | |
| 0.0001924557352 | 144 |
| Value | Count | Frequency (%) |
| 0.01524677102 | 713 | |
| 0.01191087161 | 557 | |
| 0.01103412882 | 516 | |
| 0.01058506543 | 495 | |
| 0.01043537764 | 488 | |
| 0.01011461808 | 473 | |
| 0.01007185014 | 471 | |
| 0.009900778377 | 463 | |
| 0.009858010435 | 461 | |
| 0.008639124113 | 404 |
zipcode_null_flag
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 138 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 46626 | |
| 1 | 138 | 0.3% |
zipcode_low_flag
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 37692 | |
| 1 | 9072 | 19.4% |
Not Older American, Not Servicemember
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 38812 | |
| 0 | 7952 | 17.0% |
Older American
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 42511 | |
| 1 | 4253 | 9.1% |
Older American, Servicemember
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 568 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 46196 | |
| 1 | 568 | 1.2% |
Servicemember
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 3131 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 43633 | |
| 1 | 3131 | 6.7% |
Closed
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 1267 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 45497 | |
| 1 | 1267 | 2.7% |
Closed with explanation
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 1 | |
|---|---|
| 0 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 1 | 35619 | |
| 0 | 11145 | 23.8% |
Closed with monetary relief
Categorical
HIGH CORRELATION IMBALANCE
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 3469 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 43295 | |
| 1 | 3469 | 7.4% |
Closed with non-monetary relief
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 40723 | |
| 1 | 6041 | 12.9% |
Untimely response
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 365.5 KiB |
| 0 | |
|---|---|
| 1 | 368 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 46764 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
Length
Histogram of lengths of the category
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| Decimal Number | 46764 |
Most frequent character per category
Decimal Number
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| Common | 46764 |
Most frequent character per script
Common
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| ASCII | 46764 |
Most frequent character per block
ASCII
| Value | Count | Frequency (%) |
| 0 | 46396 | |
| 1 | 368 | 0.8% |
| days_between_receipt_and_sent | sub_product_freq | issue_freq | sub_issue_freq | company_public_response_freq | company_freq | state_freq | zipcode_freq | timely_response | consumer_disputed? | sub_product_null_flag | sub_product_low_flag | issue_low_flag | sub_issue_null_flag | sub_issue_low_flag | company_public_response_null_flag | company_public_response_low_flag | company_low_flag | state_null_flag | state_low_flag | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| days_between_receipt_and_sent | 1.000 | -0.029 | -0.052 | 0.027 | -0.047 | -0.150 | -0.015 | -0.020 | 0.043 | 0.017 | 0.007 | 0.000 | 0.000 | 0.037 | 0.016 | 0.006 | 0.032 | 0.033 | 0.000 | 0.014 | 0.000 | 0.006 | 0.000 | 0.000 | 0.000 | 0.000 | 0.013 | 0.006 | 0.021 | 0.011 | 0.055 |
| sub_product_freq | -0.029 | 1.000 | 0.149 | -0.050 | -0.115 | -0.483 | 0.005 | -0.002 | 0.111 | 0.025 | 1.000 | 0.177 | 0.201 | 0.159 | 0.012 | 0.100 | 0.106 | 0.483 | 0.000 | 0.009 | 0.000 | 0.003 | 0.007 | 0.024 | 0.020 | 0.033 | 0.096 | 0.095 | 0.058 | 0.136 | 0.055 |
| issue_freq | -0.052 | 0.149 | 1.000 | 0.574 | 0.051 | 0.133 | 0.017 | 0.014 | 0.156 | 0.055 | 0.722 | 0.183 | 0.897 | 0.757 | 0.314 | 0.121 | 0.129 | 0.467 | 0.020 | 0.021 | 0.019 | 0.044 | 0.035 | 0.074 | 0.044 | 0.068 | 0.101 | 0.142 | 0.250 | 0.172 | 0.076 |
| sub_issue_freq | 0.027 | -0.050 | 0.574 | 1.000 | 0.011 | 0.002 | -0.009 | 0.005 | 0.097 | 0.033 | 0.159 | 0.141 | 0.331 | 1.000 | 0.434 | 0.023 | 0.066 | 0.066 | 0.009 | 0.020 | 0.008 | 0.016 | 0.008 | 0.072 | 0.016 | 0.062 | 0.026 | 0.000 | 0.227 | 0.153 | 0.056 |
| company_public_response_freq | -0.047 | -0.115 | 0.051 | 0.011 | 1.000 | 0.229 | 0.003 | 0.016 | 0.104 | 0.029 | 0.266 | 0.060 | 0.061 | 0.101 | 0.079 | 1.000 | 0.884 | 0.361 | 0.016 | 0.008 | 0.015 | 0.017 | 0.012 | 0.034 | 0.000 | 0.043 | 0.067 | 0.090 | 0.068 | 0.113 | 0.087 |
| company_freq | -0.150 | -0.483 | 0.133 | 0.002 | 0.229 | 1.000 | 0.029 | 0.026 | 0.207 | 0.031 | 0.756 | 0.167 | 0.297 | 0.621 | 0.248 | 0.427 | 0.201 | 0.967 | 0.020 | 0.031 | 0.019 | 0.036 | 0.024 | 0.070 | 0.023 | 0.071 | 0.132 | 0.188 | 0.248 | 0.242 | 0.107 |
| state_freq | -0.015 | 0.005 | 0.017 | -0.009 | 0.003 | 0.029 | 1.000 | 0.431 | 0.009 | 0.000 | 0.000 | 0.023 | 0.012 | 0.019 | 0.022 | 0.008 | 0.019 | 0.021 | 1.000 | 0.385 | 0.993 | 0.187 | 0.019 | 0.012 | 0.021 | 0.030 | 0.000 | 0.002 | 0.009 | 0.000 | 0.005 |
| zipcode_freq | -0.020 | -0.002 | 0.014 | 0.005 | 0.016 | 0.026 | 0.431 | 1.000 | 0.000 | 0.000 | 0.000 | 0.016 | 0.011 | 0.008 | 0.000 | 0.008 | 0.006 | 0.009 | 0.989 | 0.016 | 0.996 | 0.026 | 0.000 | 0.008 | 0.005 | 0.006 | 0.000 | 0.000 | 0.006 | 0.002 | 0.000 |
| timely_response | 0.043 | 0.111 | 0.156 | 0.097 | 0.104 | 0.207 | 0.009 | 0.000 | 1.000 | 0.031 | 0.111 | 0.006 | 0.030 | 0.097 | 0.062 | 0.080 | 0.025 | 0.179 | 0.000 | 0.008 | 0.000 | 0.000 | 0.000 | 0.022 | 0.000 | 0.017 | 0.099 | 0.078 | 0.036 | 0.047 | 0.483 |
| consumer_disputed? | 0.017 | 0.025 | 0.055 | 0.033 | 0.029 | 0.031 | 0.000 | 0.000 | 0.031 | 1.000 | 0.025 | 0.000 | 0.016 | 0.033 | 0.004 | 0.020 | 0.031 | 0.007 | 0.000 | 0.004 | 0.000 | 0.016 | 0.010 | 0.004 | 0.010 | 0.013 | 0.040 | 0.114 | 0.076 | 0.091 | 0.049 |
| sub_product_null_flag | 0.007 | 1.000 | 0.722 | 0.159 | 0.266 | 0.756 | 0.000 | 0.000 | 0.111 | 0.025 | 1.000 | 0.177 | 0.201 | 0.159 | 0.012 | 0.100 | 0.106 | 0.483 | 0.000 | 0.009 | 0.000 | 0.003 | 0.007 | 0.024 | 0.020 | 0.033 | 0.096 | 0.095 | 0.058 | 0.136 | 0.055 |
| sub_product_low_flag | 0.000 | 0.177 | 0.183 | 0.141 | 0.060 | 0.167 | 0.023 | 0.016 | 0.006 | 0.000 | 0.177 | 1.000 | 0.200 | 0.141 | 0.058 | 0.053 | 0.000 | 0.125 | 0.016 | 0.000 | 0.016 | 0.000 | 0.051 | 0.006 | 0.008 | 0.064 | 0.015 | 0.035 | 0.078 | 0.022 | 0.005 |
| issue_low_flag | 0.000 | 0.201 | 0.897 | 0.331 | 0.061 | 0.297 | 0.012 | 0.011 | 0.030 | 0.016 | 0.201 | 0.200 | 1.000 | 0.331 | 0.047 | 0.031 | 0.038 | 0.026 | 0.011 | 0.000 | 0.011 | 0.000 | 0.002 | 0.018 | 0.013 | 0.023 | 0.045 | 0.078 | 0.205 | 0.034 | 0.014 |
| sub_issue_null_flag | 0.037 | 0.159 | 0.757 | 1.000 | 0.101 | 0.621 | 0.019 | 0.008 | 0.097 | 0.033 | 0.159 | 0.141 | 0.331 | 1.000 | 0.434 | 0.023 | 0.066 | 0.066 | 0.009 | 0.020 | 0.008 | 0.016 | 0.008 | 0.072 | 0.016 | 0.062 | 0.026 | 0.000 | 0.227 | 0.153 | 0.056 |
| sub_issue_low_flag | 0.016 | 0.012 | 0.314 | 0.434 | 0.079 | 0.248 | 0.022 | 0.000 | 0.062 | 0.004 | 0.012 | 0.058 | 0.047 | 0.434 | 1.000 | 0.035 | 0.045 | 0.037 | 0.000 | 0.011 | 0.000 | 0.019 | 0.012 | 0.035 | 0.005 | 0.024 | 0.000 | 0.014 | 0.072 | 0.023 | 0.048 |
| company_public_response_null_flag | 0.006 | 0.100 | 0.121 | 0.023 | 1.000 | 0.427 | 0.008 | 0.008 | 0.080 | 0.020 | 0.100 | 0.053 | 0.031 | 0.023 | 0.035 | 1.000 | 0.202 | 0.067 | 0.008 | 0.000 | 0.008 | 0.005 | 0.008 | 0.012 | 0.000 | 0.000 | 0.016 | 0.079 | 0.034 | 0.104 | 0.087 |
| company_public_response_low_flag | 0.032 | 0.106 | 0.129 | 0.066 | 0.884 | 0.201 | 0.019 | 0.006 | 0.025 | 0.031 | 0.106 | 0.000 | 0.038 | 0.066 | 0.045 | 0.202 | 1.000 | 0.172 | 0.006 | 0.008 | 0.006 | 0.012 | 0.000 | 0.018 | 0.000 | 0.021 | 0.042 | 0.003 | 0.013 | 0.011 | 0.016 |
| company_low_flag | 0.033 | 0.483 | 0.467 | 0.066 | 0.361 | 0.967 | 0.021 | 0.009 | 0.179 | 0.007 | 0.483 | 0.125 | 0.026 | 0.066 | 0.037 | 0.067 | 0.172 | 1.000 | 0.010 | 0.017 | 0.009 | 0.019 | 0.000 | 0.055 | 0.011 | 0.055 | 0.106 | 0.039 | 0.044 | 0.091 | 0.094 |
| state_null_flag | 0.000 | 0.000 | 0.020 | 0.009 | 0.016 | 0.020 | 1.000 | 0.989 | 0.000 | 0.000 | 0.000 | 0.016 | 0.011 | 0.009 | 0.000 | 0.008 | 0.006 | 0.010 | 1.000 | 0.017 | 0.989 | 0.026 | 0.000 | 0.009 | 0.005 | 0.006 | 0.000 | 0.000 | 0.007 | 0.001 | 0.000 |
| state_low_flag | 0.014 | 0.009 | 0.021 | 0.020 | 0.008 | 0.031 | 0.385 | 0.016 | 0.008 | 0.004 | 0.009 | 0.000 | 0.000 | 0.020 | 0.011 | 0.000 | 0.008 | 0.017 | 0.017 | 1.000 | 0.016 | 0.299 | 0.022 | 0.008 | 0.032 | 0.030 | 0.000 | 0.013 | 0.005 | 0.006 | 0.010 |
| zipcode_null_flag | 0.000 | 0.000 | 0.019 | 0.008 | 0.015 | 0.019 | 0.993 | 0.996 | 0.000 | 0.000 | 0.000 | 0.016 | 0.011 | 0.008 | 0.000 | 0.008 | 0.006 | 0.009 | 0.989 | 0.016 | 1.000 | 0.026 | 0.000 | 0.008 | 0.005 | 0.006 | 0.000 | 0.000 | 0.006 | 0.002 | 0.000 |
| zipcode_low_flag | 0.006 | 0.003 | 0.044 | 0.016 | 0.017 | 0.036 | 0.187 | 0.026 | 0.000 | 0.016 | 0.003 | 0.000 | 0.000 | 0.016 | 0.019 | 0.005 | 0.012 | 0.019 | 0.026 | 0.299 | 0.026 | 1.000 | 0.029 | 0.014 | 0.007 | 0.023 | 0.005 | 0.000 | 0.000 | 0.000 | 0.005 |
| Not Older American, Not Servicemember | 0.000 | 0.007 | 0.035 | 0.008 | 0.012 | 0.024 | 0.019 | 0.000 | 0.000 | 0.010 | 0.007 | 0.051 | 0.002 | 0.008 | 0.012 | 0.008 | 0.000 | 0.000 | 0.000 | 0.022 | 0.000 | 0.029 | 1.000 | 0.699 | 0.245 | 0.592 | 0.000 | 0.005 | 0.006 | 0.000 | 0.000 |
| Older American | 0.000 | 0.024 | 0.074 | 0.072 | 0.034 | 0.070 | 0.012 | 0.008 | 0.022 | 0.004 | 0.024 | 0.006 | 0.018 | 0.072 | 0.035 | 0.012 | 0.018 | 0.055 | 0.009 | 0.008 | 0.008 | 0.014 | 0.699 | 1.000 | 0.034 | 0.084 | 0.014 | 0.002 | 0.019 | 0.011 | 0.011 |
| Older American, Servicemember | 0.000 | 0.020 | 0.044 | 0.016 | 0.000 | 0.023 | 0.021 | 0.005 | 0.000 | 0.010 | 0.020 | 0.008 | 0.013 | 0.016 | 0.005 | 0.000 | 0.000 | 0.011 | 0.005 | 0.032 | 0.005 | 0.007 | 0.245 | 0.034 | 1.000 | 0.029 | 0.010 | 0.000 | 0.010 | 0.000 | 0.005 |
| Servicemember | 0.000 | 0.033 | 0.068 | 0.062 | 0.043 | 0.071 | 0.030 | 0.006 | 0.017 | 0.013 | 0.033 | 0.064 | 0.023 | 0.062 | 0.024 | 0.000 | 0.021 | 0.055 | 0.006 | 0.030 | 0.006 | 0.023 | 0.592 | 0.084 | 0.029 | 1.000 | 0.005 | 0.000 | 0.028 | 0.012 | 0.000 |
| Closed | 0.013 | 0.096 | 0.101 | 0.026 | 0.067 | 0.132 | 0.000 | 0.000 | 0.099 | 0.040 | 0.096 | 0.015 | 0.045 | 0.026 | 0.000 | 0.016 | 0.042 | 0.106 | 0.000 | 0.000 | 0.000 | 0.005 | 0.000 | 0.014 | 0.010 | 0.005 | 1.000 | 0.298 | 0.047 | 0.064 | 0.013 |
| Closed with explanation | 0.006 | 0.095 | 0.142 | 0.000 | 0.090 | 0.188 | 0.002 | 0.000 | 0.078 | 0.114 | 0.095 | 0.035 | 0.078 | 0.000 | 0.014 | 0.079 | 0.003 | 0.039 | 0.000 | 0.013 | 0.000 | 0.000 | 0.005 | 0.002 | 0.000 | 0.000 | 0.298 | 1.000 | 0.506 | 0.688 | 0.159 |
| Closed with monetary relief | 0.021 | 0.058 | 0.250 | 0.227 | 0.068 | 0.248 | 0.009 | 0.006 | 0.036 | 0.076 | 0.058 | 0.078 | 0.205 | 0.227 | 0.072 | 0.034 | 0.013 | 0.044 | 0.007 | 0.005 | 0.006 | 0.000 | 0.006 | 0.019 | 0.010 | 0.028 | 0.047 | 0.506 | 1.000 | 0.109 | 0.024 |
| Closed with non-monetary relief | 0.011 | 0.136 | 0.172 | 0.153 | 0.113 | 0.242 | 0.000 | 0.002 | 0.047 | 0.091 | 0.136 | 0.022 | 0.034 | 0.153 | 0.023 | 0.104 | 0.011 | 0.091 | 0.001 | 0.006 | 0.002 | 0.000 | 0.000 | 0.011 | 0.000 | 0.012 | 0.064 | 0.688 | 0.109 | 1.000 | 0.034 |
| Untimely response | 0.055 | 0.055 | 0.076 | 0.056 | 0.087 | 0.107 | 0.005 | 0.000 | 0.483 | 0.049 | 0.055 | 0.005 | 0.014 | 0.056 | 0.048 | 0.087 | 0.016 | 0.094 | 0.000 | 0.010 | 0.000 | 0.005 | 0.000 | 0.011 | 0.005 | 0.000 | 0.013 | 0.159 | 0.024 | 0.034 | 1.000 |
A simple visualization of nullity by column.
Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.
| consumer_complaint_narrative | timely_response | consumer_disputed? | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | Dear Sir or Madam, Ever since XXXX XXXX XXXX sold our Mortgage Loan to XXXX, we have had nothing but problems. My husband and I back in 2009, tried to modify the loan. This was an absolute nightmare. After submitting information several times and going through numerous " scheduling '' of calls with Loan counselors, who when I finally got to talk to them, had nothing of substance to discuss or help me with and offered no guidance or help. They would tell me that I needed to get certain pieces of info. and schedule yet another call ( which were always 2 weeks later ) and take it from there, then it was like XXXX XXXX XXXX ... .. I would schedule call after call just to discuss separate pieces of my Loan Mod. Application. It made NO SENSE! I got nowhere and gave up. I have a file 3 inches thick with my application, with forms and notes and all the back up info that I scanned to them, which they claimed to never have received ... .. I finally gave up. With my husband laid off due the construction industry being very slow at the time, I decided to file bankruptcy. I believe that had I was given the chance to modify, I could have avoided filing for Chapter XXXX. About 4 years later or so, here I am now, and the loan was sold to Nationstar. Again, I am having issues which again stem from XXXX. I have had to have my bankruptcy attorney help me to get a simple answer about why my escrows all of the sudden went up {$300.00} per month! My taxes did not go up. The only thing that I did do was switch my Homeowners Insurer and my payment should have only gone up around {$30.00} a month, or less!! XXXX sent me XXXX copies of an Escrow Analysis which was XXXX or so pages, which raised my payment upwards of {$300.00} per month, and did not offer a clear reason why. I called and was given no explanation by XXXX. As a matter of fact, I was told " you were not supposed to see that ''. I did not know what that meant. I received a letter from XXXX after this saying my loan was transferred to NationStar. I called them for explanation and guidance, and got fuzzy answers from them. Nobody could explain the payment increase. They even told my attorney that they did not know what happened. I kind of let it go for a while, and then when I called in my payment for that month they would not take my normal payment. They would only take the payment with the increase of {$300.00}. I did not want to pay that because I did not agree with it and it is not in my budget being in Chapter XXXX, plus I was offered no reason why the payment increased! So, for the next several months I had to mail in my payments ( my normal payment NOT the payment with their increase calculations ), and my payments were late. In the meantime, I am having an attorney help me. After approximately 7 months, my attorney FINALLY got an answer ... .. my payment did increase but buy {$90.00}, not {$300.00} - however, I still do not why! I have the form and my loan number is crossed out, so I do n't even know if it is mine .... Right now, I am so confused. I have now incurred attorneys fees and late fees due to this error. I do not think I should be obligated to pay these fees due to XXXX error and Nationstar 's ignorance in its inability to explain the increase. Is there anything you can do to help me. \n | 1 | 0 | 0 | 0.098495 | 0 | 0 | 0.097832 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.020208 | 0 | 0.018711 | 0 | 0 | 0.001198 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 1 | on XXXX XXXX, 2015 there was an ACH transaction withdrawal from my account without my permission for {$750.00} to a company bamed XXXX. this ACH transaction caused my business account to go into a negative balance. when I noticed the transaction on XXXX XXXX, 2015 I immediately called my bank and spoke to the claims department. I explain the situation that this was a fraudulent activity that I have no knowledge or no relations to XXXX or the bank that was involved as well named fifth third Bank in Michigan. XXXX XXXX filed the claim XXXX XXXX filed the claims for me and told me I would receive a refund in 12 hours or up to 1 to 2 business days. When I followed up on XXXX XXXX, 2015 with XXXX who holds my business account at approximately XXXX XXXX I was told that my claim was denied because I needed to make a claim within 24 hours of the transaction. before finding out that my claim was denied I have been going back-and-forth with the XXXX the claim department and the claim department from fifth third Bank. From here I was able to claim the company ID and the trace number in regards to this transaction. after finding out that my claim was denied I had spoke to my branch manager at XXXX to have a representative called the claim department in regards to the situation. I was able to retrieve my contract that I had signed with the business account. On Monday, XXXX XXXX, 2015 I have to call the XXXX claim department and they will be contacting fifth third bank with me on the line in regards to this transaction. I have filed a claim two times more after the my claim was denied. \n | 1 | 0 | 0 | 0.019973 | 0 | 0 | 0.020742 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.003037 | 1 | 0.089449 | 0 | 0 | 0.009858 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 2 | My wife has not received a paper bill from Chase Card Services for an Amazon account in two years. I was informed that the account had paperless billing. The card is basically maxed out with late fees despite receiving payments and I had no idea. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.018283 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.038897 | 0 | 0.017599 | 0 | 0 | 0.002438 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 3 | the company m & M funding has been harassing from the time i bought my first vehicle in 2011 from them the would call me when the declaration page on my insurance would expire instead of calling the insurance company they also lied to me had me pay for gap on my vehicle than when my son wrecked my vehicle they told me they were not doing gap because of the payment process of gap they call me when im at work all the time im about ready to be fired i can not answer my phone at work there former manager told me XXXX time that he did n't think i had insurance because he was having a hard time getting the declaration page from the insurance company he basically said i was lying he told me his daughter worked for the same insurance company i had and i and i lying about how long it was going to take for me to get the paperwork i talked to XXXX at the company on XXXX/XXXX/2015 at XXXX our time and than he called me again today for the same thing i already talked to him about i would like to own both of my vehicles from this company there is other things they have called continuously about but i ca n't remember than all right now. they are also very rude with there clients they are always got new employees so you never know who your talking to from XXXX month to the next so everyone at the company knows your business its not just XXXX person working on the file. \n | 1 | 0 | 6 | 0.005902 | 0 | 1 | 0.020015 | 0 | 0.002545 | 0 | 1 | -1.000000 | 1 | 0 | 0.000021 | 1 | 0.016786 | 0 | 0 | 0.001711 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 4 | Can my reverse mortgage lender refuse to continue/renew my current property tax loan? \n\nHi, My lender, Wells Fargo, is telling me that they can not continue/renew my current loan that they had advanced for property taxes that were due. They have informed me that, unless I repay the full balance, they will begin foreclosure proceedings on my home now. I am told that HUD XX/XX/2015 issued new rules to lenders affecting reverse mortgage loans. Specifically, in my case, I now no longer meet the " XXXX '' requirement ; I am told that I am at XXXX %. \n\nI am XXXX years old and do n't want to lose my home. My husband XXXX last year, he was XXXX and had XXXX XXXX. We have never been late on any payments to Wells Fargo, and I can comfortably meet all my expenses, including the payment that I make to Wells Fargo for back property taxes each month. \n\nThis change of rules came as a total surprise. I hate to say this, but I feel that I have been misled, unwittingly perhaps. To their credit, Wells Fargo has assigned a financial counselor to my case, XXXX XXXX, which I appreciate. I am told by XXXX XXXX, this HUD rule change is not only a problem for me but also pertains to many other seniors in our country who have property tax and/or home insurance advances from their lenders. I suspect that many of these seniors are not able to speak up for themselves and will, indeed, loose their homes. \n | 1 | 0 | 1 | 0.017449 | 0 | 0 | 0.024741 | 0 | -1.000000 | 1 | 0 | 0.055727 | 0 | 0 | 0.045890 | 0 | 0.003143 | 0 | 1 | 0.000128 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
| 5 | after more than 7 years from the date of our delinquency on our XXXX mortgage and having no contact from any one attempting to collect the debt after we lost our home in a foreclosure in XXXX we suddenly have a company trying to collect the debt and they are the first company to report this debt on our credit report. We filed for bankruptcy in after our home was foreclosed on and the original creditor did not, to my knowledge, file a proof of claim- they just charged off the account since they could not collect on the sale proceeds at foreclosure They also are reporting that payments were made on the account in XXXX but our last payment before trying to negotiate a modification was in XXXX of XXXX and the home was sold at a foreclosure sale in XXXX. They may have bought the debt from some one in an attempt to collect but the statute of limitations has expired for legal action as well as the 7 year statute for reporting it on our credit report- some one has re-aged the debt by stating that there were payments made in XXXX but XXXX records show that the property was sold long before XXXX. Since our date of delinquency was in XXXX of XXXX should n't we have the right to have it removed from our credit reports .No reporting of this debt was ever on our credit report until XXXX \n | 1 | 1 | 0 | 0.005538 | 0 | 1 | 0.111988 | 0 | 0.004298 | 0 | 1 | 0.098837 | 0 | 0 | 0.016295 | 0 | 0.016786 | 0 | 0 | 0.004106 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 6 | On XXXX XXXX 2014, a car dealership ran my credit XXXX times in 1 day by mistake. They thought my dad was me and kept running my credit trying to get my father a loan. so I never tried to get any loans so my credit should n't have been ran XXXX times. so all XXXX credit inquires on XXXX/XXXX/14 are not mine and should not be on my credit report \n | 1 | 0 | 1 | -1.000000 | 1 | 0 | 0.124968 | 0 | 0.039518 | 0 | 0 | -1.000000 | 1 | 0 | 0.062334 | 0 | 0.007891 | 0 | 1 | 0.001262 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 7 | Received a promotional offer to deposit XXXX free miles into my Spirit Airlines account that never materialized despite my opening an account with Spirit Airlines and linking to my XXXX. Never received any additional miles for any purchases for the life of the card. Poor customer service and response time. When I requested to close my account, I was transferred by a rep named XXXX to a woman named XXXX and XXXX told me she could n't assist with that request. Poor customer service is an understatement for this particular credit card company. And false advertising on promotional sign-up benefit. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.012766 | 0 | -1.000000 | 1 | 0 | 0.287679 | 0 | 0 | 0.052776 | 0 | 0.018711 | 0 | 0 | 0.001240 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| 8 | I signed up for the promotional rate of 0 % on XXXX/XXXX/15 for 21 months and there was a 2 % charge at that time for the balance transfer. Chase is stating that I signed up for a 0.99 % rate for 7 months which I have never signed up for such a short term promotion in my life. I was not paying attention to the .99 % interest they were charging but when It jumped up to 10 % I noticed. I consider this a bait and switch. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.005816 | 1 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.038897 | 0 | 0.148084 | 0 | 0 | 0.007570 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 9 | Scottrade Bank Manager XXXX XXXX XXXX instructed me to provide me personal information in a manner that is insecure ( via unencrypted email ). Roughly 10 days after providing the information as XXXX XXXX 's request, my account was hacked. Scottrade refused to make my account whole and said I was responsible for the hack. \n\nTo warn other consumers, do not trust this company. At the current time Scottrade will not even address my concerns. \n\nAttached is the correspondence between myself and XXXX XXXX. \n | 1 | 1 | 0 | 0.057181 | 0 | 0 | 0.033231 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.002694 | 1 | 0.148084 | 0 | 0 | 0.003229 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| consumer_complaint_narrative | timely_response | consumer_disputed? | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 46754 | Experian has listed on my credit report a debt that was abolished by XXXX XXXX in XXXX 2013. This was a joint account as I co-signed for a coworker to purchase a used car. XXXX XXXX agreed to relieve me of all financial obligation, garnishments, and prompt deletion of credit entries in exchange for a one-time payment of {$3000.00}. The payment was immediately rendered and the stipulations were signed by a judge of the XXXX County District Court that same month. Experian keeps verifying the debt as valid because XXXX XXXX is supplying fictitious information because collection efforts remain in effect for XXXX party on account. XXXX County District Court has assured me that they do not verify debts, make entries to credit reports or make deletions. \nXXXX also has an account listed by XXXX XXXX in the amount of {$81.00}. This account was paid directly to XXXX several months ago. I was never contacted by XXXX by any means. The representative that I spoke with said the account would be deleted but she could not send in writing. She referred me to a website to print a paid letter. I have proof that I paid XXXX directly. \nXXXX is also listing the erroneous account by XXXX XXXX as past due in the amount of {$1500.00}. XXXX also has several collection accounts that have been paid and I have provided written proof supplied by the collection agency for medical bills. The companies are XXXX XXXX XXXX XXXX XXXX and XXXX collections. The collection companies agreed to delete the entries electronically but they remain on my credit file. \nAdditionally, XXXX XXXX XXXX has an open claim with XXXX XXXX for damages on a vehicle that I rented in South Dakota from XX/XX/XXXX thru XX/XX/XXXX while on of several travel contracts for work at XXXX XXXX XXXX. I was never notified and allowed to investigate the validity of the debt. When I realized it on my credit report, I called XXXX XXXX and spoke with XXXX XXXX who agreed to delete the entry if I paid her because she did not believe the XXXX would pay the " extra fees ''. The was minor under baggage damage that was not visible to me when the vehicle was returned. I was made aware of the collection efforts when I checked my credit earlier this year. This account appears on my Experian credit report and was verified as valid. I never received notice of the debt. I was never allowed to investigate the validity of the alleged debt. \nLastly, XXXX XXXX XXXX was paid {$720.00} in XX/XX/XXXX in an effort to have them remove a collection from my XXXX and Experian credit reports. Despite me never contracting with company I paid them because XXXX refused to collect the monies owed to them. I now have a delinquent XXXX entry and a XXXX XXXX collection account for the same debt. I have made several calls to request deletion of improper entry to my credit report but was told it is not their policy to delete especially since I had already paid. I never received notices. The item just appeared on my credit report. I was never allowed to validate the debt. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.124968 | 0 | 0.017727 | 0 | 0 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.029488 | 0 | 0 | 0.004063 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| 46755 | I applied for a loan with company and was approved with a initial credit limit of {$650.00} that I could take out cash advances out against so I requested a {$400.00} dollar advance and was approved and I received emails showing all this from company but when it came time to fund account instead of money all of sudden they decide I do n't qualify even though they had my social security number and done check from beginning and still approved it first time should have not been rejected this is fraud doing it based on age .Also I offer to send in all papers showing income and my identity for proof based on letter but they said no which I had no problem faxing the papers to them. \n | 1 | 1 | 0 | 0.024805 | 0 | 0 | 0.000577 | 1 | 0.000492 | 0 | 1 | 0.098837 | 0 | 0 | 0.001326 | 1 | 0.017599 | 0 | 0 | 0.001347 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46756 | I received a call ( XXXX ) from Trinity and Hope Associates on XXXX/XXXX/2015 about a bill in the amount of {$610.00} owed. I asked to check with insurance ( XXXX XXXX XXXX XXXX XXXX South Carolina ) on the issue and gentleman replied he would not that I refused to pay and hung up. I called back and got recording. I left message stating that I did n't refuse payment I had simple ask to check with insurance for more information. On XXXX/XXXX/2015 obtained original number and information on matter from XXXX Hospital and was advise to submit to insurance to see why not paid and to call central billing ( XXXX ) It was then I encountered XXXX from Trinity and Hope. She accessed my files and said the amount owed was {$1100.00}. Since I had no record of bill I agreed to pay amount with my XXXX XXXX Card, fearing that case would be turned over to attorney and fees and penalties would incur according to XXXX. XXXX then conferenced in a representative from my insurance company, XXXX, and while pretending to be canceled by previous request for insurance to submit for insurance to pay. XXXX seemed suspicious but with proof cancel the request to submit. I then paid amount {$1100.00} not remembering the call from day before that quoted {$610.00} XXXX promised to call back the next evening with her associates name XXXX to request reimbursement from my insurance company for the payment made to her company. I have not heard from Trinity and Hope since. Feeling uneasy about situation I called XXXX XXXX that same evening and found that the only charge pending for that day was {$1500.00} to XXXX XXXX XXXX XXXX, name that was never mentioned in call to XXXX. Only Trinity and Hope Associates was mentioned. I was advised by XXXX XXXX to wait until charge was posted before I disputed it. This is what I did, submitting to them all paperwork on this matter. Finding bill from hospital in the amount of {$610.00} I was willing to dispute only the excess charge over that amount however after calling insurance and learning there was never a request for payment from hospital in my name or the billing account listed I decide to dispute the entire {$1500.00} that was charged. My insurance is looking into that matter. \n | 0 | 0 | 0 | 0.041357 | 0 | 0 | 0.024891 | 0 | 0.018134 | 0 | 0 | -1.000000 | 1 | 0 | 0.000021 | 1 | 0.032461 | 0 | 0 | 0.001198 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
| 46757 | The XXXX XXXX BB & T offer I opened a XXXX account for was 90 days of triple points for new XXXX card accounts. At about 70 days, the triple points stopped being posted to my account. I contacted them and they said that the triple point days begin on the day they internally " approved '' the application in their process. However I did n't received the credit card until 2 weeks later and immediately activated it. No one can possibly use a credit card before they even get it. To base the start date on the day the application is " internally approved '' at BBT means the customer will never be able to get 90 days triple points and is dishonest. \n | 1 | 1 | 0 | -1.000000 | 1 | 0 | 0.005645 | 1 | -1.000000 | 1 | 0 | 0.287679 | 0 | 0 | 0.004426 | 1 | 0.013664 | 0 | 0 | 0.002267 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46758 | American Express ( Amex ) failed to follow their term in their letter dated XXXX/XXXX/2015 ( copy sent earlier ). All their past responses to this complaint are irresponsible. Therefore, I will continue to file this complaint until Amex becomes responsible and transfers the XXXX earned rewards points to my open Amex account. \n\nI am in full disagreement with Amex 's failure to transfer XXXX earned points from my closed Amex account # XXXX to my open Amex account # XXXX ( copies sent earlier ), because Amex stated in their XXXX/XXXX/2015 letter, " that as per the XXXX Terms and Conditions if you cancel your enrollment in the program and do n't keep open any American Express Cards, all points in your program account will be immediately forfeited ''. The key word in this quote is the word " any '', which pertains to my open Amex account # XXXX. On XXXX/XXXX/2015 I advised Amex in my letter ( copy sent earlier ) of this open Amex account. \n\nAmex needs to transfer my earned XXXX points to my open Amex account # XXXX per their terms and conditions. If then they are not in compliance with Federal banking laws. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.012766 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.011227 | 0 | 0.057587 | 0 | 0 | 0.001176 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46759 | We took an equity line with Citizens Bank in XX/XX/XXXX. After a long process to get this loan we signed the paperwork in XX/XX/XXXX. We then used the money to pay contractors to do some work on our home. The paperwork was " lost '', " not processed '' or just misplaced and we had to duplicate some of this paperwork for months after the loan was originated. The payment set up was incomplete which caused headaches and late charges which after a full year the bank realized their errors and reversed all those charges and cleaned the record. In XX/XX/XXXX I refinanced my home and closed the equity line. Unbeknownst to me or my wife was that Citizens slipped a line in the documents to charge {$350.00} for early termination of the equity line if closed within three years. I only found this out when I received a statement showing my payment for this. They also charge us a yearly fee to have the loan " open '' which they did not prorate for the 4 months we did not use. I have complained to the bank about this and that the loan officer did not explain this fee prior to the loan being opened. On top of this they also charged {$25.00} for a fax to get the payoff of the loan. The bank refuses to give a refund for the {$350.00} or the prorated fee for the loan or the {$25.00} for a fax fee that was also never discussed. {$25.00} for a fax seems a bit high, almost a price gouging situation. The bank personnel have told me they would return calls several times within 24-48 hours and yet have taken over a week on each occasion to reply to me with the same negative response about reimbursing my fees that were paid. Had I been aware of the {$350.00} fee I could have kept the loan " open '' until XXXX with a minimum balance to avoid these fees. I was not given that opportunity to do this and the statement I received was weeks after the payment was made making this situation even that much more frustrating. \n | 1 | 1 | 0 | 0.014648 | 0 | 0 | 0.024527 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.003486 | 1 | 0.018711 | 0 | 0 | 0.001475 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46760 | I filed chapter XXXX bankruptcy in XXXX 2012. I included in my bankruptcy a bill from a company named XXXX. The bill was for residential garbage collection from my house that was vacant and being foreclosed. \nXXXX has given the bill to a collection company named Puget Sound Collections and they are currently trying to collect the amount past due. \nI 've contacted Puget Sound Collections several times and let them know this bill was part of a chapter XXXX bankruptcy filing. I 've even sent a copy of the list of creditors from my bankruptcy to Puget Sound Collections. It clearly states that this bill was part of my bankruptcy. \nThey refuse to remove this from my credit report. It 's causing severe damage to my credit score and am in need of assistance getting Puget Sound Collections to remove this from my credit report. \n | 1 | 1 | 0 | 0.079014 | 0 | 0 | 0.111988 | 0 | 0.004298 | 0 | 1 | 0.287679 | 0 | 0 | 0.000064 | 1 | 0.011697 | 0 | 0 | 0.001454 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46761 | I have a reverse mortgage with Champion Mortgage. I started the reverse mortgage with XXXX XXXX and was very up front with them about me NOT living in the home, but DO live across the street. I was told 'we'llcross that bridge when we come to it. ' We NEVER came to it. NowChampion wants to foreclose due to me not living in the house. I have been talking to Champion since XX/XX/XXXX to attempt to get this corrected, and everytime I call I get some XXXX new and have to start at square XXXX. Attachedplease find a time line of my contacts the Champion. I do have a cashcontract by way of my broker for {$150000.00}, in Champion 's possessionsince XX/XX/XXXX. Today XX/XX/XXXX I called their 'short sale specialist'XXXX for the second time in XXXX days getting her voice mail asking for areturn call, but that has not happened as yet. I called XXXX XXXX of Virginia and his office contacted HUD and FTC on my behalf. \nI was granted a thirty day postponement on the foreclosure set for XX/XX/XXXX. I have, in my possession as does XXXX XXXX, XXXX appraisals, XXXX from XX/XX/XXXX for {$140000.00} and a second from XXXX for {$170000.00}. Surprisingly the house grew by XXXX square foot in the time between appraisals, without a building permit. \n | 1 | 0 | 0 | 0.001839 | 0 | 1 | 0.077196 | 0 | -1.000000 | 1 | 0 | -1.000000 | 1 | 0 | 0.020208 | 0 | 0.033380 | 0 | 0 | 0.001411 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46762 | Bank of America is my investor for my XXXX mortgage and XXXX XXXX is my servicer. No one seems to be able to tell me why I did n't qualify for the National Mortgage Settlement to lower my principal or get refinanced for a lower interest for my XXXX mortgage that is owned by Bank of America. I would like to be able to refinance for today 's low rates per the settlement agreement. I keep getting the run around and was actually told by a Bank of America employee that Bank of America does not own any loans and that I must be mistaken. \n | 1 | 0 | 2 | 0.098495 | 0 | 0 | 0.024527 | 0 | -1.000000 | 1 | 0 | 0.287679 | 0 | 0 | 0.052776 | 0 | 0.030814 | 0 | 0 | 0.002694 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
| 46763 | I filed a complaint with the CFPB last year in regards to my chase private student loans and my inability to repay at the current monthly payment. Chase was willing to negotiate to a certain extent and granted me a temporary deferment period. My request to Chase was to lower my monthly payments which was disregarded and as a last resort I signed the deferment paperwork to get some relief. The paperwork that was sent to me was requested to be returned by Chase, even the paperwork with new loan terms which they would not allow me to keep. I sent all signature pages in but they would not grant the deferment until I sent in all the paperwork including the new terms of the loan. I currently have no documentation showing the new loan terms after the papers were signed let alone what my monthly payment will be. I sent in a letter to CSL on XXXX/XXXX/15 requesting to lower my monthly payments being that the deferment period was coming to end relatively soon - I did not get a response from Chase. I made it as clear as I possibly could that I would not be able to afford these monthly payments for the next 20 years. I have no way of paying the original monthly payment and Chase has not provided any documentation showing my new monthly payment. \n | 1 | 0 | 0 | 0.036481 | 0 | 0 | 0.010435 | 0 | 0.004234 | 0 | 1 | -1.000000 | 1 | 0 | 0.038897 | 0 | 0.035241 | 0 | 0 | 0.007484 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 |
Most frequently occurring
| consumer_complaint_narrative | timely_response | consumer_disputed? | days_between_receipt_and_sent | sub_product_freq | sub_product_null_flag | sub_product_low_flag | issue_freq | issue_low_flag | sub_issue_freq | sub_issue_null_flag | sub_issue_low_flag | company_public_response_freq | company_public_response_null_flag | company_public_response_low_flag | company_freq | company_low_flag | state_freq | state_null_flag | state_low_flag | zipcode_freq | zipcode_null_flag | zipcode_low_flag | Not Older American, Not Servicemember | Older American | Older American, Servicemember | Servicemember | Closed | Closed with explanation | Closed with monetary relief | Closed with non-monetary relief | Untimely response | # duplicates | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23 | I have sent several requests to Experian requesting an investigation of my accounts. It has been months and I still have not received a response to my concerns. The only thing I have received is some automated rejection letter stating that they wo n't do anything to help me ( please see attached ). \nThis has to be a violation of my rights. I feel like I 've already wasted so much time just trying to get Experian to look at the errors on my credit report and I 'm so frustrated that Experian is intentionally not responding to my inquiries. I need to have this issue resolved immediately. There are many things I need to do with my life and they all involve my credit. But I am not able to move forward all because of this credit bureau! \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.029531 | 0 | 0.011376 | 0 | 0 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.015995 | 0 | 0 | 0.009901 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 13 |
| 59 | While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Transunion. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. \nI have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. \n | 1 | 0 | 1 | -1.000000 | 1 | 0 | 0.010328 | 0 | 0.009601 | 0 | 1 | 0.287679 | 0 | 0 | 0.057886 | 0 | 0.148084 | 0 | 0 | 0.007356 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 9 |
| 12 | I am requesting that EXPERIAN immediately delete the address listed on my credit file as reported and previously listed on the EXPERIAN Credit File as : XXXX XXXX XXXX XXXX XXXX WA XXXX. Address indentification number : XXXX, Geographical code : XXXX \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.124968 | 0 | 0.010628 | 0 | 0 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.022881 | 0 | 0 | 0.004833 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 6 |
| 43 | This is a formal complaint against TRANSUNIONAccording to my credit report, XXXX is currently reporting to TRANSUNION that I applied for credit with XXXX on XXXX/XXXX/2014 I did not grant TRANSUNION authorization to provide access to my credit report to XXXX ; or share my credit report with XXXX. \n\nThe Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If you can provide a copy of a credit application authorizing the disclosure of my credit files with my signature, I will accept the inquiry. If a signed authorization can not be found please remove the inquiry. \n\nThe presence of this inquiry is adversely affecting my credit report. Time is of the essence so I would greatly appreciate a response from you immediately. Please mail me the copy of a signed application or a letter indicating your intention to delete the inquiry. \n | 1 | 1 | 0 | -1.000000 | 1 | 0 | 0.010328 | 0 | 0.009601 | 0 | 1 | 0.287679 | 0 | 0 | 0.057886 | 0 | 0.022881 | 0 | 0 | 0.004833 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 6 |
| 58 | While checking my personal credit report, I noticed an unauthorized and fraudulent credit inquiry made by XXXX on or about XX/XX/XXXX on Experian. I did not authorized anyone employed by this company to make any inquiry and view my credit report. XXXX has violated the Fair Credit Reporting Act Section 1681b ( c ). They were not legally entitled to make this fraudulent inquiry. This is a serious breach of my privacy rights. \nI have requested that they mail me a copy of my signed authorization form that gave them the right to view my credit within five ( 5 ) business days so that I can verify its validity and advised them that if they can not provide me with proof that I authorized them to view my credit report then I am demanding that they contact the credit bureaus immediately and have them remove the unauthorized and fraudulent hard inquiry immediately. I also requested that they remove my personal information from their records. My Social Security # is XXXX and my Date of Birth is XX/XX/XXXX in case it is needed to locate the fraudulent inquiry in their system. \n | 1 | 0 | 2 | -1.000000 | 1 | 0 | 0.010328 | 0 | 0.009601 | 0 | 1 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.148084 | 0 | 0 | 0.007356 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 6 |
| 27 | I never received any communication from this company that my account will be send to collection without my knowledge. Do n't even know this company and find out get bad review with XXXX. \n | 1 | 1 | 0 | 0.055983 | 0 | 0 | 0.044329 | 0 | 0.003721 | 0 | 1 | 0.098837 | 0 | 0 | 0.000171 | 1 | 0.011718 | 0 | 0 | 0.000748 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 |
| 31 | In XXXX, I requested my free annual credit report. After viewing my credit report, I noticed over XXXX credit/loan inquiries on my account that was not authorized by me. I contacted each company and was told that there was not any account open under my information. I explained that I have a hard inquiry on my credit report and need it removed as soon as possible so that I could apply for a home. I was told that the inquiries would be removed from my credit report. As of XXXX/XXXX/XXXX, none of the inquiries have been removed dating back to XXXX. I had a initial fraud alert placed on my report on XXXX XXXX, so if any credit reports are being pulled with my information, I was to be contacted by the company before any action was taken place. I just want the inquiries to be removed so that my scores and credit is not being impacted any longer. I would like to purchase a house, but until all of the inquires are removed I will not be approved with XXXX inquires on my credit report. \n | 1 | 0 | 3 | -1.000000 | 1 | 0 | 0.124968 | 0 | 0.039518 | 0 | 0 | -1.000000 | 1 | 0 | 0.062334 | 0 | 0.046446 | 0 | 0 | 0.000642 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 |
| 42 | This is a formal complaint against TRANSUNIONAccording to my credit report, XXXX XXXX is currently reporting to TRANSUNION that I applied for credit with XXXX XXXX on XXXX/XXXX/2015 I did not grant TRANSUNION authorization to provide access to my credit report to XXXX XXXX ; or share my credit report with XXXX XXXX. \n\nThe Fair Credit Reporting Act requires that a creditor be able to verify the written authorization of the consumer giving the creditor permission to review their credit. If you can provide a copy of a credit application authorizing the disclosure of my credit files with my signature, I will accept the inquiry. If a signed authorization can not be found please remove the inquiry. \n\nThe presence of this inquiry is adversely affecting my credit report. Time is of the essence so I would greatly appreciate a response from you immediately. Please mail me the copy of a signed application or a letter indicating your intention to delete the inquiry. \n | 1 | 1 | 0 | -1.000000 | 1 | 0 | 0.010328 | 0 | 0.009601 | 0 | 1 | 0.287679 | 0 | 0 | 0.057886 | 0 | 0.022881 | 0 | 0 | 0.004833 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 5 |
| 0 | A few months ago I ended up filing some disputes because there was incorrect and incomplete information on my credit report. So I prepared a nice letter and sent it with a copy of my driver 's license, proof of my social security number and proof of my mailing address so that Experian would be able to verify my identity. \nIt has been at least 2 months since I mailed my letter and I have n't heard back. When I try calling their XXXX number they want a report number before I speak with an agent and since I do n't have XXXX I ca n't speak to anyone. \nI thought that the credit companies had to respond back to me within 30 days otherwise they are supposed to remove things from my credit report?! \nWell it 's been way more than 30 days and all of the stuff I disputed is still there. I know I can go online and buy a credit monitoring service and try to dispute things online but I thought that Experian is supposed to help me for free! \nI 'm at the point where I 'm done wasting time and need to get this fixed immediately. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.029531 | 0 | 0.011376 | 0 | 0 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.015995 | 0 | 0 | 0.009901 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 4 |
| 3 | A few months ago I requested my credit report from Experian. I got back this letter from them telling me that they received something that looked like fraud. I did n't get a chance to call them right away and I honestly thought it was some kind of mistake so I just went online and got my report from some website instead. \nI ended up filing some disputes because there was incorrect and incomplete information on my credit report. So I prepared a nice letter and sent it with a copy of my driver 's license, proof of my social security number and proof of my mailing address so that Experian would be able to verify my identity. \nIt has been at least XXXX months since I mailed my letter and I have n't heard back. When I try calling their XXXX number they want a report number before I speak with an agent and since I do n't have XXXX I ca n't speak to anyone. \nI thought that the credit companies had to respond back to me within XXXX days otherwise they are supposed to remove things from my credit report?! \nWell it 's been way more than XXXX days and all of the stuff I disputed is still there. I know I can go online and buy a credit monitoring service and try to dispute things online but I thought that Experian is supposed to help me for free! \nI 'm at the point where I 'm done wasting time and need to get this fixed immediately. \n | 1 | 0 | 0 | -1.000000 | 1 | 0 | 0.029531 | 0 | 0.011376 | 0 | 0 | 0.287679 | 0 | 0 | 0.059063 | 0 | 0.015995 | 0 | 0 | 0.009901 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 4 |